Your online holiday snaps could affect your home insurance
Posted on by Sharrocks
Insurers are now increasingly checking people’s social media accounts following a claim for theft, to see if their clients have announced the fact they are leaving their house alone and increasing the risk to their insurers.
Most insurers have a clause titled ‘Reasonable Care’ in their home insurance contracts, so if the firms can prove you weren’t careful enough at protecting whatever is insured they don’t have to offer up compensation.
Police have warned that thieves will strike when they know no one is at home, and with constantly updated online public profiles this provides a useful resource to would be criminals.
If you post pictures of yourself on sun loungers, or announce you’re on the first day of a long holiday, you could be deemed to be helping criminals according to a recent report in The Sun.
The Association of British Insurers also warned home owners to ‘think carefully about what you put on social media, you wouldn’t put a poster up on your front lawn saying you’re going on holiday!’
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Article by Lindsey Jones – contact me at firstname.lastname@example.org