Home insurance policyholders make more freezer contents claims in July than any other month, new research suggests

Sizzling sausages, beef burgers, chicken kebabs – Things us British love to have on a BBQ in the summer months, along with ice lollies, cheese and fresh salad. How disappointing if you have bought all of this for your weekend party and a sudden freezer breakdown happens and all your food goes to waste? Insurance companies are urging consumers to check their home contents policies, to ensure they are covered for frozen food cover.
 
There have been many reasons for frozen food insurance claims including tripped switches, power cuts, people accidently leaving the freezer door open and children unplugging items around the home including the fridge freezer. Claims analysis from Ageas Insurance reveals that insurance companies have paid out £30,000 to customers in July 2016 alone, an increase of 68% compared with the average monthly claim rate, making July the peak month for frozen food claims.
 
Ant Middle, CEO Ageas Direct & Partnerships said, comments: “With BBQs a staple summertime soirée, most people do not consider the fact that an unexpected power cut or a tripped switch when you have no home insurance cover for frozen food could be an expensive mistake, even though people may think such instances would be fairly rare!  We’re encouraging people to check they have the right protection under their home contents policy in place, as our claims data reveals just how pricey replacing soggy freezer food and chilled goods can be.”
 
For a home insurance quotation complete our online quotation form (Home Insurance Quotation Form) or call us on 01795 580800. We specialise in property insurance and each year we will search the market to reduce your home insurance costs. In February 2017 79% of our home insurance clients received a cheaper renewal premium than the previous year.
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