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Mind The GAP Cover!

Having your car stolen or damaged beyond economical repair is a serious enough loss without having to consider whether you will be substantially out of pocket after the insurers have closed the claim.  Often your insurers will only pay for the

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Motor Insurance Claims Costs Continue To Rise

In the second quarter of this year £2 billion was paid out in motor insurance claims according to the latest data released by the Association of British Insurers. The average motor insurance claim rose to £2,839 a 6% rise on last year’s period.

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Are Men More Likely To Lie About Writing Off A Car?

A report by Churchill Insurance shows that men are twice as likely as women to provide an untruthful account of a car accident where a car is deemed a write off. In the UK writing off a car is more

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Major News That Will Impact Personal Injury Claims Payments

In major news that will affect millions of business insurance and motor insurance policyholders the Government has announced a new basis for calculating and reviewing the discount rate, also referred to as The Ogden Rate. This is the calculation used for

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Whiplash Style Motor Insurance Fraud Is Rising Again

Cash for crash

According to the latest analysis published 7th July by the ABI (Association of British Insurers) it shows that since a focus on stamping out staged motor accidents the number and cost of fraud insurance claims  have gone down in 2016.

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Latest data shows a 34.6% increase in motor insurance premiums

New research from Consumer Intelligence shows a significant increase in motor insurance premiums in recent months as new government injury compensation rules come into effect. According to the data drivers are now facing average premiums of £666 a year. It

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Police Officer Jailed For Motor Insurance Evasion

Met Police

A policeman has been jailed for trying to protect his brother in a car insurance cover-up. PC Miladur Khan  repeatedly lied and said he was driving after a two-car smash in Poplar, East London, last June. In fact, CCTV revealed

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Don’t Delay Report Your Motor Claim Right Away!

Motor claim form

Did you know late reporting of motor incidents can affect how much your insurers can help? Delayed claims reporting can mean claims costs escalating, incidents becoming more contentious as important evidence has degraded and ultimately premiums increasing. It is vital if you

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Can you drive another car on your policy?

Hyper Car Uninsured

Be aware the driving other cars extension on your motor policy as it is commonly misunderstood. Driving without the correct insurance can lead to criminal prosecution and fines so here are some things to be aware of before you use the

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